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Brown & Brown Insurance

350 Three Meadows Dr
Perrysburg, OH 43551

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Umbrella Insurance 

You never know what is going to come your way or what the next moment has in store. And sometimes, no matter how prepared you are, it might not be enough. You feel as though you have done all you can to protect you, your family, and your assets by purchasing Ohio auto insurance and homeowner’s insurance, and dutifully paying the premiums.

Then, tragedy strikes as you are driving along the same streets that you have hundreds of times. You quickly find yourself in a three-car pile-up that is deemed to be your fault. Thankfully, there were no fatalities, but there was a lot of damage and hospital-worthy injuries. Your insurance only pays part of the costs, leaving you to foot the rest of the bill. Even worse, you are being sued for additional damages. Now your family may lose your home, your cars, and most of your other assets. In the blink of an eye, you have gone from enjoying the fruits of your labor to wondering what to do.

Once the tragedy strikes, it is too late, but there is something you can do beforehand. Umbrella insurance is extra liability insurance that covers costs once your regular insurance cuts off. Think of it this way: regular insurance is like putting deadbolts on your doors and floodlights in your yard to protect your home from intruders. They are effective enough to deter most criminals, but maybe not those that know how to avoid floodlights and pick deadbolts. Umbrella insurance is like adding security cameras and an alarm that calls the police for you. It is additional protection for more serious events.

Here at Brown & Brown Insurance Community Advisor Team, we want to help you protect your family’s assets. Our staff is dedicated to helping Ohio residents get the best coverage. We look forward to meeting with you personally to discuss your assets and assess your individual needs.  Give us a call today toll free at (855) 581-1076 for a no obligation quote!

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